COVID-19 Services Update:
Under advisement of state and local Public Health authorities, the Skagit Asset Building Coalition is taking steps to keep our clients, members, and community safe. Some services and resources may have been adapted to fit this need.
Have you received the Economic Impact Payment? –
- Get My Payment is a tool on IRS.gov that helps people learn the status of their Economic Impact Payment. By entering some basic personal information into a secure form, people can learn whether they need to take additional action to get their payment.
- People have until November 21, 2020 to provide their information to the IRS in order to get the stimulus money.
For more in depth information regarding COVID-19 in Skagit County, please visit https://www.communityactionskagit.org/community-action-covid-19-response/.
These are some of the Savings Resources available in Skagit County. Updated Jan. 2020
|Organization||Workshop||Frequency & Contact|
|Chase Bank||Chase Chats: Discuss a money topic once a month **COVID-19 Update: Chase Chats postponed until further notice**||Once a month, call to get signed up|
|Columbia Bank||Retirement, planning seminars, first time home buyers, and succession planning||Periodically, ask a branch|
|Community Action of Skagit County||Renter's Education: personalized workshops that discuss tenant, and landlord, obligations, how to complete rental applications, whats in a lease and more! **COVID-19 Update: All Community Action workshops have been postponed until further notice**||2nd & 3rd Wednesday, 2pm-5pm. Call Allyson Yamauchi, 360-416-7585 x1181|
|Community Action of Skagit County||Credit & Debt: personalized workshops that help you understand your credit, how to read your credit report, what to do about debt and more! Open computer access included. **COVID-19 Update: All Community Action workshops have been postponed until further notice**||3rd Wednesday, 2pm-5pm. Call Ryan Davis, 360-588-5734|
|Community Action of Skagit County||Personal Budgeting: personalized workshops that touch on where your money goes, how to build more control, success money habits and more! **COVID-19 Update: All Community Action workshops have been postponed until further notice**||1st Tuesday, 2pm-5pm & 3rd Thursday 10am-12pm. Call Ryan Davis, 360-588-5734|
|Community Action of Skagit County||Work Pathways: an 8 week open enrollment course. Every week, participants and Employment Specialists work together on a different topic each week including: Plan for Your Future Self!, Make the Most of Your Time and Reach Your Goals, Keeping it Professional and more! **COVID-19 Update: All Community Action workshops have been postponed until further notice**||Tuesdays, 3pm- 5pm. Call Megan Kost, 360-416-7585 x1105|
|North Coast Credit Union||Balance financial fitness, which provides our members with free financial counseling and online training||Ongoing|
|U.S. Bank||First time home buyers workshop||Offered quarterly, ask at a branch|
|Wells Fargo||Various workshop series available for businesses and groups||Available by request|
|United Way of Skagit County||Financial People Project: peer led financial education sessions are regularly held with groups of low to moderate income individuals and families||Done periodically,
call #360-755-9521 ex 3
|Community Action of Skagit County||Basic Food employment & Training (BFET)||Schedule an appointment. Call Megan Kost, 360-416-7585 x1105|
|Community Action of Skagit County||Financial & Job Coaching: Personalized to fit your needs!||Schedule an appointment. Call Ryan Davis, 360-588-5734|
|Financial Institution||Name of Account||Requirements|
|Chase Bank||Chase Savings||$300 minimum balance, OR 25/month automatic transfers from a linked checking account, or under 18 years old to waive $5/month fee|
|Columbia Bank||Everyday Savings||$300 minimum balance or Age 17 and younger or a monthly automatic transfer of $25 or more from another Columbia Bank account to waive the $3 a month fee|
|North Coast Credit Union||Free Savings||$5 balance to open|
|North Coast Credit Union||Build a CD||$25 balance to open|
|People Bank||Personal Savings Account||$100 balance to open, $300 minimum daily balance to waive $3/month fee|
|US Bank||Standard Savings||$300 min balance to waive $4/month fee|
|US Bank||Star Savings||Under 18 years old with guardian listed on account|
|Washington Federal||Minor Savings||$10 minimum opening balance, under 18 years old with guardian listed on account|
|Washington Federal||Passbook Savings||$100 minimum balance to waive $3/month fee|
|Wells Fargo||Way2Save Savings||$25 deposit, $300 minimum daily balance OR a recurring, automatic savings option to waive $5/month fee|
|Wells Fargo||Minor Savings||$25 deposit, Under 18 years old with guardian listed on account|
|Financial Institution||Account Name||Requirements|
|Chase Bank||Secure Checking Account||$4.95/month fee|
|Columbia Bank||Foundation Checking Account||N/A - Debit card or online payments only|
|North Coast Credit Union||Taking the Next Step||N/A - We strive to say "yes" to our members|
|North West Plus Credit Union||All accounts are open||N/A - Anyone can open an account|
|US Bank||Safe Debit Checking||Are not a Perpetrator of Financial Fraud|
|Wells Fargo||Opportunity Checking||$25 opening deposit, $1,500 daily balance or $500+ monthly direct deposit|
Whether you're looking to set up savings for yourself or someone you know, These resources are a great place to start!
|Chase Bank||Free Savings Account||Under 18 years old with guardian listed on account; Linked to College Checking for Overdraft Protection|
|Chase Bank||High School Checking Account||13-17 years old with guardian listed on account|
|Chase Bank||College Checking Account||Proof of Student Status|
|North Coast Credit Union||Free Youth Savings Account||$5 opening balance|
|North Coast Credit Union||Report Card Rewards: When a student presents their report card, we will deposit 5$ into their account and give $5 to Operation Warm.||Have an open savings accounts|
|Northwest Plus Credit Union||Smart Accounts: Get paid for earning A's, eligible for NW+CU college scholarships||Under 18 years old, $5 minimum balance|
|US Bank||Student Checking||Be a student|
|Washington Federal||School 2 Save: Open account with $5, Washington Federal matches with one-time $5 deposit||Under 18 years old with guardian listed on account|
|Washington Federal||Open CD with $500 (regular minimum: $1,000)||Under 18 years old with guardian listed on account|
|Columbia Bank||$100 to open, $2.50 monthly fees dropped with $2,500 minimum balance, Earn interest with $500 balance|
|North Coast Credit Union||Free account, no minimum balance, paired with a High Deductible Health Care plan|
|People Bank||$100 to open, $3 monthly fees, paired with a High Deductible Health Care plan|
|Chase Bank - Fred Meyer, Burlington||Spanish; Over-the-phone translation for in-branch services|
|Chase Bank - East College Way, Mt. Vernon||Spanish; Over-the-phone translation for in-branch services|
|Columbia Bank - Burlington||Spanish|
|North Coast Credit Union - Mount Vernon||Spanish|
|North Coast Credit Union - Sedro-Woolley||Spanish|
|Peoples Bank - Burlington||Spanish|
|Peoples Bank - Mount Vernon||Spanish|
|US Bank - Riverside, Mt. Vernon||Spanish, Russian, Ukrainian, Punjabi, Hindi|
|US Bank - Downtown Mt. Vernon||Spanish|
|US Bank - Anacortes||Spanish|
|Washington Federal||Over-the-phone translation available for in-branch services|
|Wells Fargo - Riverside, Mt. Vernon||Spanish|
|Wells Fargo - Burlington||Spanish|
|Wells Fargo - Sedro- Wooley||Spanish|
Many financial services can be accessed with an Individual Tax Identification Number as well as a Social Security Number.
|Financial Institution||Services Available with an ITIN||Other Requirements|
|Chase Bank||All accounts and services (also available without ITIN)||Passport or Matricula; Secondary ID must have current US address|
|Columbia Bank||All accounts and Check Cashing services||Two Pieces of identification|
|North Coast Credit Union||All accounts||Government Issued Picture ID|
|Northwest Plus Credit Union||Checking & Savings accounts||N/A|
|Peoples Bank||All accounts||N/A|
|US Bank||All deposit accounts, applying for non-real estate credit||N/A|
|Wells Fargo||Checking & Savings accounts||If no ITIN, must present passport consular card|
If you're a first-time home buyer, these are some resources to help navigate the long process involved in becoming a homeowner
|Chase Bank||Home Lending Adviser Consultation available|
|Columbia Bank||FHA, VA, USDA Loans; Home-buyer Tips and Trends; Periodic home buying workshops|
|North Coast Credit Union||Standard Home and Construction Loans; Loan servicing - doesn't sell your loan|
|Northwest Plus Credit Union||USDA & Conventional Loans|
|Peoples Bank||FHA, VA, & Conventional Loans; Loan officers who regularly work with first-time homebuyers|
|US Bank||FHA 30 yr fixed & USDA loans; Home Possible by FHLMC, American Dream, & Home Ready by FNMA|
|Washington Federal||Standard Home Loans; team members available to talk through decisions; does not sell loans|
|Wells Fargo||First down payment assistance (income requirements)|
Please email RyanD@CommunityActionSkagit.org to request changes or additions
Columbia Bank – Headquartered in Tacoma, WA, Columbia Bank is the Top Ranked Washington Bank by Forbes Magazine. Awarded the 2019 Corporate Citizenship Award for being the Top Corporate Philanthropist by the Puget Sound Business Journal.
Highlights of Columbia Bank – In 2018, Columbia Bank employees donated 26,944 volunteer hours to 1,629 organizations and donated $145,444 to 153 organizations. Employees raised $342,754 through various fundraising efforts and Company Giving in 2018 was $2,988,797 supporting 994 local organizations.
North Coast Credit Union – We are a not-for-profit financial cooperative. We exist solely for the benefit of our member/owners. We have been devoted to our members since 1939. When you choose North Coast you are: Choosing to become an owner. Choosing to support local communities. Choosing to enjoy lower fees and loan rates. Choosing to benefit from caring friendly service.
Highlights of North Coast Credit Union – Profits earned are returned to our members in the form of better rates, lower fees, and valuable services. Open an account with a $5 deposit. Membership is open to anyone who lives, works, attends school, or worships in Washington State.
Northwest Plus Credit Union – NW+ is a not-for-profit financial cooperative. When individuals become members of a credit union, they become equal shareholders, each with one vote to elect their volunteer Board of Directors and Supervisory Committee. These volunteers oversee a professional management team and overall credit union operations.
Highlights of Northwest Plus Credit Union – Home of Free Checking, Excellent service, and always available to help with your financial needs.
Peoples Bank – Peoples Bank offers full-service banking including personal checking and savings, investments, and loans.
Highlights of Peoples Bank – Benefit from local, private ownership since 1921. Safe and secure, you can trust and rely on our commitment to the Skagit County community.
US Bank – Our history dates back to 1863 when First National Bank of Cincinnati opened for business. As regional banks proliferated across the country in the years that followed, a number of other predecessors were born. After a series of mergers at the turn of the 21st century, we formally took on the U.S. Bank name and established our headquarters in Minnesota. Today, U.S. Bank is the fifth-largest bank in the country, with 74,000 employees and $467 billion in assets as of December 31, 2018.
Highlights of US Bank – Our relationships are built on trust that we build every day through every interaction. Our employees are empowered to do the right thing to ensure they share our customers’ vision for success.
Washington Federal – WaFd Bank was founded in Seattle, WA in 1917. Ever since we got our start, we’ve been helping to build
healthy, thriving communities. And, as active members of our communities, we’re truly invested in our clients – delivering simple, straightforward banking solutions to help make the most of your money.
Highlights of Washington FederalWaFd Bank operates over 230 offices in eight western states, including Washington, Arizona, Idaho, Nevada, Oregon, Texas, Utah and New Mexico. 2019-2020 voted Best Bank by Money Magazine for the 3rd year in a row! In 2018, WaFd Bank invested more than 13,880 volunteer hours through more than 1,425 local organizations and initiatives.
Wells Fargo – Our vision is we want to satisfy our customers’ financial needs and help them succeed financially.
Highlights of Wells Fargo – Bilingual Staff and a dedicated language line. We also have a free notary.
- Skagit Habitat for Humanity
- Head Start
- Housing Authority of Skagit County
- Junior Achievement of Washington
- Labor & Industries
- North West Youth Services
- Skagit Valley College
- United Way of Skagit County
- Young Lives
- Department of Social and Health Services (DSHS)
- Head Start
- Skagit Valley College